Becoming a member is free and easy. Click here to join.
No Credit Checks
Anyone 18 years old or older can join. All you need is an active bank account.
Freedom From Credit Cards
If you are near or beyond your credit limit or simply want to avoid high interest credit card fees, eSpecial Needs' Layaway is the smart choice for you.
Flexible Payment Schedules
Similar to traditional layaway, eSpecial Needs' Layaway lets you make regular payments towards merchandise, with delivery upon payment in full. Payments are automatically deducted from your bank account.
No Hidden Charges
eSpecial Needs' Layaway makes shopping painless by eliminating hidden charges and monthly interest fees. Members pay a flat transaction fee of just 3.9% on the initial purchase price (thatís $3.90 for every $100). There is a $300 minimum order that is required in order to use the Layaway system. Items shipping via Truck, that have free shipping already applied or that is a Special Tomato brand are excluded from the Free Shipping Promotion. All customers will be notified of the shipping rate on these orders.
You have the right to cancel any purchase and will receive a refund less a $25 cancellation fee.